You signed the consent form. They explained the risks and you understood them. Statistically, it will be fine.
But the evening before, you realise nobody in the house knows the laptop password. That the gas bill comes to your inbox. That the flat deeds are scanned into a folder only you can find. That there is an account where money accumulates and nobody knows which bank. That the photos from your parents wedding are on an old phone in a drawer.
You are not afraid for yourself. You are afraid that if things go badly, the people left behind will carry the weight of paperwork on top of their own.
What is lost if you do nothing
Not everything at once. It goes piece by piece, over months, and each piece costs time, money and nerves exactly when nobody has any.
| What | What happens without access | How long the official route takes |
| Online accounts | Payments continue automatically or stop abruptly. Nobody knows how many there are. | Each provider requires a death certificate and a certificate of inheritance. Weeks, for each one. |
|---|
| Scanned documents | The family searches drawers and old email. Sometimes only the scan exists. | Reissued by the issuing institution. Months, if possible at all. |
|---|
| Photos and films | Stuck on a locked phone or in a cloud whose subscription lapses. | Usually unrecoverable. |
|---|
| Passwords | Without them, nothing else opens. | No procedure exists. |
|---|
| Cryptocurrency | Without the seed phrase, gone for good. | Never. |
|---|
| What you wanted to tell them | Never arrives. | Cannot be reconstructed. |
An email or cloud account is not a solution. Large providers close inactive accounts, and heirs access to them is a separate, lengthy legal process with an uncertain outcome.
What you do in twenty minutes
- 1
Create the account and pick a password you use nowhere else2 minutes
The password becomes the key. It is turned into a key on your own phone or laptop, not with us.
- 2
Print the backup code3 minutes
We generate it in the browser. Without it, a forgotten password means permanently lost data. Put it exactly where you keep your important papers.
- 3
Upload three things, not thirty10 minutes
The property deeds, a list of accounts and where they are, and the photos you cannot lose. A vault you started is far better than a perfect vault you never build.
- 4
Write a note, not a will5 minutes
There is a template, "Where the important papers are". It is not a legal document, it is a map. For a will you need a notary.
- 5
Tell one person where the sheet is1 minute
You do not give them the password. You only tell them where the sheet is. That is all.
What we do not promise
In the current version, the vault does not open itself for anyone. There is no mechanism that detects that you have died and forwards the key. If you want your family to be able to get in, you have to leave them the backup code. This is a design choice, not an omission: any automatic mechanism would mean somebody, at some point, could open the vault without you.